Production Insurance

Here is how this works in practice. Production insurance in Mexico stacks federal-mandate coverage with Lloyd's-of-London and global entertainment carriers. Our brokers structure policies that survive both Mexican audit and US distribution due diligence. The federal mandate starts with IMSS (Instituto Mexicano del Seguro Social) workers' compensation sign-ups. The list covers each Mexican crew member must be enrolled. EFICINE 189 tax-credit auditors sample IMSS rolls against payroll. STPS (Secretaría del Trabajo y Previsión Social) enforces NOM workplace-safety compliance. Mexican commercial insurance carriers GNP Seguros, AXA Seguros The country, MAPFRE The country, Quálitas, and HDI Seguros write production-specific endorsements. General liability, gear, cars, props and sets, cast and crew, third-party property damage, errors and omissions.

Here is the short of it. On the ground, Global coverage routes through Lloyd's, Allianz Global Specialty, AIG, and Chubb for SAG-AFTRA / IATSE / DGA cross-border shoots, with parallel Mexican broker integration. INAH (Instituto Nacional de Antropología e Historia) needs specific heritage-site liability endorsements for filming at Teotihuacán, Chichén Itzá, Palenque, Monte Albán, Uxmal, Tulum, El Tajín, and Xochicalco.

Here is the short of it. Geographic risk profiles drive Mexico-specific endorsements. Earthquake coverage matters across CDMX (the 1985 and 2017 earthquakes shape today's building-code and insurance practice), Oaxaca, and Chiapas. The list covers and our policies carry specific seismic endorsements with named-peril language. Hurricane coverage is required for Cancún, Riviera Maya, Acapulco, Puerto Vallarta, and Mazatlán shoots during the June-November Caribbean and Pacific storm season. CONAGUA bulletins drive named-storm triggers. Volcanic-eruption endorsements cover Popocatépetl, Iztaccíhuatl, and Pico de Orizaba (5,636m, The country's highest peak) shoots.

Here is the breakdown. On the ground, Water-tank coverage at Fox Baja Studios in Rosarito (the world's largest outdoor deep-ocean tank, built for Titanic 1997 and used on Master and Commander 2003, Pearl Harbor 2001) needs marine endorsement. AFAC (Agencia Federal de Aviación Civil) drone sign-off need third-party aerial-liability coverage. INM (Instituto Nacional de Migración) artist visas demand evacuation and repatriation coverage. Errors and omissions policies clear titles for Netflix LatAm, Disney+ LatAm, Vix, Amazon Prime Video LatAm, Apple TV+, and HBO Max delivery with SACM (music), INDAUTOR (copyright), and IMPI (trademark) clearance records. Cross-border shoots get USMCA-compatible coverage harmonized with SAG-AFTRA / DGA / IATSE union needs.